Sunday, June 30, 2019

It rocked the Faculty Room

Anonymous Note:
    PROLOGUE TO THE PREFACE, serving as a Preamble to the program which will act as an Overture for next spring's prolusion to the exordium
     With respect to the aforementioned, let us be constantly and vigilantly reminded again to refrain from prostituting our God-given ability to indulge in the excising of our thoughts via our linguistic capacities.  To prevent the birth of such an illegitimate offspring as the overworked cliche, be sure therefore to keep your shoulder to the wheel, your nose to the grindstone, and your hand on the throttle.
     If all concerned will faithfully adopt such an uncompromising position, we shall certainly be able to prevent impregnation stemming from the rapacity of the overworked, yet fertile, cliche.
      Once more, therefore, you are requested to gird your loins and resist any such temptations as the too-pregnant pause, and the resulting complications of an unfortunate, though ofttimes all too necessary, abortive attempt.  Bear in mind that any such miscegenation  must as an integral consequence give rise to intercourse which will have as its unfortunate outcome the necessity to next spring face the then too lately asked query, "How did it really happen?"

Saturday, June 29, 2019

Addendum to F.F.E.

   Lawyers tend to flex their legal muscles. Why? Because they can. And at no cost.  Holden and firm sent a bill which they knew was without any legal basis because they know some people are intimidated when receiving a bill from a lawyer accompanied by the threat of a court appearance, and will pay, without question. The lawyer can't lose.
    One more recent example, in Slingerlands this time. The other party agreed to a legal settlement, which was signed in a law office in the presence of several responsible adults.  The matter was settled. But was it?  Several months later, I received a certified notice from a law firm acting (ostensibly) on behalf of the aforementioned party, the same who had signed the agreement. The amount sought was $60,000. Again, there was no legal  basis for the claim in my opinion but of course I had to engage another lawyer to make my case. I made no further payment on the closed agreement, except to the attorney who backed up my claim.  I suspect that the motivation behind this billing was the thought that I would at least agree to a partial settlement. That fell flat, but in legal-speak, "You win some; you lose some."   or "It's worth a try."

Former Fiduciary Extortion

     When Ann D. died, she named me as Executor of her modest estate. Her attorney assigned me Fiduciary status. I came across this information when I was looking for something else.  As a fiduciary, I not only had to do all the legwork in distributing her estate, but had to keep a detailed account of each and every expenditure. This despite the fact that I had declined to  receive  payment as executor, but opted to keep this money in the distribution pool.
      The signed agreement with the law firm stipulated they were to be paid a percentage of the total estate, about $6,000, though really they did very little: I worked my fiduciary legs off, going back and forth to Ann's banks and such.
      Anyway, everything worked out and the account for the estate was closed, or so it would seem. At the time, I had left a portion of the funds bequeathed to me in Ann's account, which was now in my name since I had been appointed executor,  and I had  distributed to the other heirs, paid any and all bills and  claims against her property, including payment to the attorneys.
  Almost a year went by when I received a bill from the attorneys, amounting to just over $1,000. They claimed that their agreement was for them to be compensated on an hourly basis, and this extra billing was for their time since the estate was settled. I reminded them that the agreement was for a percentage, not an hourly basis, and everything had been closed months ago. Their response was that they would see me in Court, before Judge Ceresia (probably the father of the present judge so named.)
      Since I had (and still have) all the paperwork, I made copies and sent them along with a letter stating my case to Judge Ceresia.*** I know the case was dismissed.  I think Ceresia's office called me and told me so because I have no copy of his decision.  I did not have to pay, I did not have to go to Court, and I learned not to place your trust in law firms, even when they are apparently working for you and especially when the lead attorney's first name is Holden.
    The takeaway lesson resulted in my strong resistance to the VA's proposal of my being named permanent fiduciary for financial accounting. It took some doing, over several months, and additional input from a very helpful doctor, but we eventually prevailed in having the acting fiduciary status rescinded. The fewer the better, as far as attorneys, agencies and money-grubbers are concerned.
   Lesson Learned:  Trust no one. Save everything.
***Thinking about this. I remember what happened. I'd called the Courthouse, spoke to the person in charge, Attorney Brown, I think. He said to send all my supporting material sto him, since I  was disputing the bill, and wanted to be prepared for Court. I did so, but the packet got lost. I remember checking at the post office and the clerk remembered my sending the packet. It had left the Valley Falls office enroute to Troy. But it somehow got lost. So I re-copied all the pages and this time brought them to the court house in person and delivered them to the receiving party. Some time after that I was called and essentially told I could forget the matter.

Friday, June 28, 2019

Oh, Crap---It's not worth it.


   After a slow start to the day, I decided to drive to Mechanicville to get:  gas, bottled water and Kleenex. I was out, or almost so, of these 3 items, and I had a Price Chopper coupon for Poland Spring, 2 for $5.00.
    My first stop was Cumberland Farms for gas. I don't have their discount card, but their price, at $2.69 per gal., is still lower than our local stations and I figured I'd be in Mechanicville anyway. I pulled up to the pump and inserted my L.L. Bean card, which I keep in my car for payments where I don't have to open my pocketbook, like drive-thrus and such. I tried several times, but my card would not go through. So I walked into the store and gave the clerk my credit card. He said it was declined, tried again, still notice of decline. I handed him another credit card. That was also declined. He asked me to go to the next register and said I should call my bank. I didn't see the point. I know I carry  a considerable balance there, and I'd checked it only this morning. Could someone have hacked into my account and stolen the money?
   At the second register, the same 2 credit cards were declined again. I handed the clerk a 3rd card, and same story---declined. I asked the clerk what the problem might be, and he said he had no idea. I needed gas, so paid with my last $20 bill.
   I left for Price Chopper wondering if I had enough cash on me to buy the water and stuff. I was anxious to ge home and call the card companies and bank to figure out what had happened. I had to go home and call because my cellphone has been dead since the June 18 collision between a vehicle and a telephone pole near the Country Store.
  I stopped at Price Chopper, bought my items, and tentatively presented my disgraced card at the register. No problem, the transaction went smoothly.
 I lugged the 3 cartons of Poland Spring out of the store and toward my car, where I was parked in the front row. A man was crawling out from under the rear of my car, clutching money which had blown beneath it. Not just bending over, he was on his belly, stretched out beneath my car. I offered to move my car, but he thought he had gotten it all. As I was loading the H2O into my trunk, I realized I had not used my coupon. Moreover, I had bought toilet paper, of which I have a plentiful supply, instead of Kleenex, which I'm totally out of. I didn't care. I was anxious to get home and call about my credit.
    I removed my L.L. Bean card from its slot in the car, planning to make it my first call. When I got into the house, card in hand, I saw the telephone on the floor, and the cat sitting where the phone should be. It made me mad because I had moved the plant from the center of the stand so the cat could have room on the OTHER side.  Probably because I was late for its dinner, it decided to assert itself. Who knows. I had to tote the other stuff into the house before I made my calls. Finished with that, I wanted to call Customer Service at L. L. Bean first, but I had put the card down somewhere inside the  house and I still can't find it.
    So I called the second declined card, Synchrony, and after going through the menu hell, I reached a very kind representative who checked, found nothing out of line with my account, checked further and saw there was a "terminal break" at the gas station.  Wouldn't you think at least one of the clerks might have had a suspicion?
   I'm home now. My gas tank is less than half-filled, I have water, though bought coupon-less, I have no Kleenex, though a lot of toilet tissue,  and I still can't find my L.L. Bean card.
  I check my email to find first a request from MONOCARE Nannies and Household Staff for  an employee reference. And a later thank you from the company for replying.

Beware. Be Aware.

   Just because this is where you read it doesn't mean it isn't real.  There are genetic factors which may, or may not, impact your health in the future. I don't make stuff up.
 (1)   On the paternal side, Hereditary Hemochromatosis:
The patient tested, DTS Sr., by SmithKline Beecham Chemical Laboratories in 1998, was found to be homozygous for the HFE Mutation, C282Y. Though some of these individuals may remain asymptomatic,  the recommendation is that serum iron and ferritin levels be monitored, and if clinically indicated, that a therapeutic phlebotomy program be instituted.The testing so indicated and the phlebotomy program was adhered to for almost 20 years.
     Early diagnosis is essential to avoid organ damage and to provide a normal life expectancy in affected individuals. This diagnosis is present in at least 1 of the patient's 2 brothers. Their father died fairly young, at age 69, from heart attack.
    At-risk family members should benefit from HFE Mutation analysis.
This disease is an autosomal recessive disorder of iron metabolism characterized by abnormal iron absorption and progressive increase of Total Body Iron.  The iron accumulates and at mid-life can cause cirrhosis, heart disease, diabetes, and liver cancer, as well as other conditions.
 (2) Maternal side, Fuchs' Corneal Dystrophy
      Let me add that just because your friendly ophthalmology practice does not emphasize the condition doesn't mean it isn't important. It means that the practice does not treat the condition. Many optometrists and opticians are unable to diagnose Fuchs' as they lack the equipment or training or both.
    Fuchs' Dystrophy used to be the leading cause of blindness in this country. Diagnoses were difficult, and the treatment formerly was painful and painstaking with a long and rigorous recovery period, if it ever came to that.
  Fuchs' is known as Fickle Fuchs' because  the course it can take varies widely, from mild to near or total blindness.The treatment now is near miraculous in its sight-saving abilities.
  I personally learned of my diagnosis by chance. The condition had been diagnosed by my ophthalmology practice years before, but Big Brother doctors can tend to withhold information which does not enhance their profit status. However, when the doctor I had been seeing referred me to another doctor for a totally different condition, she, reading my chart, remarked that of course I  knew that I had a diagnosis of Fuchs' Dystrophy. No, I didn't. I'd never even heard of the term before. So I looked stuff up and found information. I learned that one of the dangers of the condition is that any procedure on the eyes can have devastating consequences. Lasik surgery  should be avoided, and other procedures, such as cataract surgery, should have special precautions taken during the actual surgery or else the condition can be worsened. Knowing this, on the day(s) of my cataract surgeries, I asked Dr. Z. if he was going to use the gel during the surgery. I remember he seemed slightly surprised by the question, the word "gel" probably, but he said, "That's why I'm here." The surgeries were very successful, so he must have used all his expertise, and fortunately my Fuchs' has remained mild, to date.
   You are born with the condition, so it affects both eyes, though one may be worse than the other. Each child of a person with Fuchs' has a 50% chance of having the disease, though symptoms typically don't appear until mid-life or later. The caution is that the children  should know, before the need for any ocular surgeries, because of the risk of surgery if precautions are not taken. The Fuch's Corneal Dystrophy Site has numerous accounts of members undergoing what they expected to be helpful Lasik procedures, but which resulted in worsened eyesight.
     I suppose we'll never know from whom we inherited the gene for corneal dystrophy, but I suspect it was on our mother's side. Many family members died young back then, before the disease presented itself. When my mother's eyesight began to fail, I brought her for cataract surgery, a somewhat barbaric procedure even in the late 1970's and her results were less than optimal. A few years later, I brought Helen for what was to be cataract surgery, but the doctor refrained, saying it would not help her.  By the time of her death, she had been declared legally blind.

Wednesday, June 26, 2019

What's in a name, or two? Cabbage Patch Legacy

   There was a time when girls, ahead of the women's empowerment movement, wanted their first names to be short and sparing of excess syllables. Witness Yvonne who changed to Sue,Sarah Wayne who morphed to Laurie, Iva Jane who went by Tink, and all the carefully chosen middle names that were never used. Mothers used to pore through Baby Books to find just the right combination of names, and the girls seldom acknowledged they even had a middle name. To make the burden of a carefully chosen accompaniment to a first name that would be relatively painless later on , the main choices dwindled to Ann and Lee.
   Then the Cabbage Patch craze happened: the adorable little dolls arrived with birth certificates that bore one rather old-fashioned name combined with another of the same genre, though not commonly used together.
   That generation of girls who loved their Cabbage Patch dolls has now come of age, and we see the effects:  Formerly plain Melissa is Melissa Anne, Elizabeth is Elizabeth May, Amelia is Amelia Carole, Ashley is Ashley Angela, Laura is Laura Melanie.  And so it goes...